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Dupont
Community
Credit Union Interest
Rates UPDATED
05/06/08
| Type of
Account |
Rate |
APY* |
Share $25.00 to
$9,999.99 $10,000.00 and over |
0.75% 1.00% |
0.75% 1.00% |
| Share Draft |
0.40% |
0.40% |
Daily Money Market
(Variable) $2,500.00 to $9,999.99 $10,000.00 to
$24,999.99 $25,000.00 to $74,999.00 $75,000.00 and over |
2.28% 2.52%
2.76% 3.01% |
2.30% 2.55%
2.80% 3.05% |
| Accumulative IRA |
2.77% |
2.80% |
Certificates 91 Day 26
Week 1 Year 24 to 30 Months 36
Months |
2.60%
2.85%
2.97%
3.11% 3.31% |
2.60% 2.85%
3.00%
3.15% 3.35% |
- * Annual Percentage Yield
-
|
| Type of Loan |
Term |
Rate |
| Share
Secured |
To 60 mo. |
Note #1 |
| Certificate of Deposit Secured |
Maturity of CD |
Note #2 |
Personal
|
24 mo. 36 mo.
48 mo.
60 mo.
|
As low
as:
6.99% 7.99%
8.99%
9.99% |
Credit
Cards Visa Gold (Min. $5,000/Max. $15,000) Visa (Max.
$4,000) MasterCard (Max. $4,000) |
Revolving Revolving Revolving |
12.00% 12.50% 12.50% |
|
New and Used Vehicles
-- Financing up to 115% is available on vehicles with up to 75,000 miles subject to credit approval.
115% financing includes tax, tag, title and DCCU GAP.
Does not include payment protection.--
|
Up to 15,000 miles
48 mo.
60 mo.
66 mo.
72 mo.
> $25,000 only 84 mo.
15,001 miles to 35,000 miles
48 mo.
60 mo.
66 mo.
> $20,000 only 72 mo.
35,001 miles to 75,000 miles
48 mo.
60 mo
Over 75,000 miles (Up to NADA Retail)
48 mo.
60 mo.
|
Up To 115% of Retail****
As low as:
4.25% 4.79% 5.19% 5.29% 6.29%
15,001 miles to 35,000 miles
As low as:
4.25% 4.79% 5.19% 5.29%
35,001 miles to 75,000 miles
As low as:
4.25% 4.79%
Over 75,000 miles (Up to NADA Retail)
As low as:
4.25% 4.79%
|
New
Motorcycles (*) (over 1200 CCs-Never
Titled)
|
24 mo. 36 mo. 48 mo. 60
mo. 66 mo. 72 mo. |
As low
as:
5.80% 5.95% 6.00% 6.25% 6.55% 6.90%
|
Used
Motorcycles (*) (Over
1200 CCs) Year models '00 to current
|
24 mo. 36 mo. 48 mo. 60
mo. 66 mo. |
As low
as:
6.80% 6.95% 7.00% 7.25% 7.55% |
New Recreational Vehicles (Motor Homes- Never
Titled): (*) Includes: travel trailers, 5th wheels, and
motor homes,
|
24 mo. 36 mo. 48 mo. 60
mo. 72 mo. 84 mo. 96 mo. 108 mo. 120
mo. |
As low
as:
5.80% 5.95% 6.00% 6.25% 6.90% 7.15% 7.40% 7.65% 7.90% |
| Used Recreational Vehicles (*)
Year models '00 to
current.
|
24 mo. 36 mo. 48 mo. 60
mo. 72 mo. 84 mo. 96 mo. |
As low
as:
6.80% 6.95% 7.00% 7.25% 7.90% 8.15% 8.40% |
|
New Boat (*)
|
24 mo.
36 mo.
48 mo.
60 mo.
72 mo.
84 mo.
96 mo.
108 mo.
120 mo.
|
As low as:
5.80% 5.95% 6.00% 6.25% 6.90% 7.15% 7.40% 7.65% 7.90%
|
Used Boats (*) Year models '00 to
current.
|
24 mo. 36 mo. 48 mo. 60
mo. 72 mo. 84 mo. |
As low
as:
6.80% 6.95% 7.00% 7.25% 7.90% 8.15% |
| Other Secured (Used) (*)
Other Secured
(New)
(*)
(*) Motorcycles under 1200 CC's;
personal watercraft, ATV's, campers; also motorcycles, boats, and
RV's older than model year listed.--
|
24 mo. 36 mo. 48 mo.
24 mo. 36 mo. 48 mo.
|
As low
as:
8.30% 8.45% 8.50%
As low
as:
7.30% 7.45% 7.50%
|
Mortgage Loans
Residential
80% LTV Max
Unimproved Property
80% LTV Max
Home Equity Loan $250,000 Max
100% LTV Max
First or Second
Unimproved Property (Fixed Rate - 80% of appraised value or purchase price, whichever is lower)
**All rates based on certain credit-worthiness criteria. Ask the Credit Union for the rate you qualify for.**
|
5 yrs.
7 yrs.
10 yrs.
15
yrs.
5yr Re-Price**
**Rate is Fixed for 5 yrs;
amortization can be as long
as 30 yrs.
5 yrs.
7 yrs.
10 yrs.
15 yrs.
5 yrs.
7 yrs.
10 yrs.
15 yrs.
|
As low as:
5.00%
5.30%
5.50%
5.75%
5.45%
As low as:
5.00%
5.30%
5.50%
6.00%
As low as:
5.00%
5.30%
5.50%
6.00%
|
Note # 1: The terms of this
type of loan should not exceed five years (60 months) with the interest
rate being a variable rate based on the rate being paid by DCCU, plus
2.0%.
Note #2: The interest rate for
this type of loan is the rate being paid by DCCU, plus 2.0%.

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