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Account Rates | Loan Rates

Dupont Community Credit Union Interest Rates
UPDATED 05/06/08
  Type of Account

Rate

APY*

Share
$25.00 to $9,999.99
$10,000.00 and over
0.75%
1.00%

0.75%
1.00%

Share Draft  0.40%

0.40%

Daily Money Market (Variable)
$2,500.00 to $9,999.99
$10,000.00 to $24,999.99
$25,000.00 to $74,999.00
$75,000.00 and over
2.28%
2.52%
2.76%
3.01%

2.30%
2.55%
2.80%
3.05%

Accumulative IRA 2.77%

2.80%

Certificates
91 Day
26 Week
1 Year
24 to 30 Months
36 Months
2.60%
2.85%
2.97%
3.11%
3.31%

2.60%
2.85%
3.00%
3.15%
3.35%

* Annual Percentage Yield  
 
  Type of Loan

Term

Rate

Share Secured To 60 mo.

Note #1

Certificate of Deposit Secured Maturity of CD Note #2
Personal

                                              24 mo.
36 mo.
                 48 mo.                  60 mo.

As low as:                     6.99%
7.99%
            8.99%             9.99%

Credit Cards
Visa Gold (Min. $5,000/Max. $15,000)
Visa (Max. $4,000)
MasterCard (Max. $4,000)

Revolving
Revolving
Revolving

12.00%
12.50%
12.50%
New and Used Vehicles


























-- Financing up to 115% is available on vehicles with up to 75,000 miles subject to credit approval. 115% financing includes tax, tag, title and DCCU GAP. Does not include payment protection.--
Up to 15,000 miles

 
48 mo.
60 mo.
66 mo.
72 mo.
 > $25,000 only  84 mo.  
 
 
15,001 miles to
35,000 miles

 
48 mo.
60 mo.
66 mo.
 > $20,000 only  72 mo.  
 
 
35,001 miles to
75,000 miles

 
48 mo.
60 mo


Over 75,000 miles
(Up to NADA  Retail)

 
48 mo.
60 mo.
Up To 115% of Retail****

As low as:
4.25%
4.79%
5.19%
5.29%
6.29%
 
 
15,001 miles to
35,000 miles

As low as:
4.25%
4.79%
5.19%
5.29%
 
 
35,001 miles to
75,000 miles

  As low as:
4.25%
4.79%
 
 
Over 75,000 miles
(Up to NADA Retail)

As low as:  
4.25%
4.79%
New Motorcycles (*)
 (over 1200 CCs-Never Titled)
  

 

24 mo.
36 mo.
48 mo.
60 mo.
66 mo.
72 mo.

 As low as:   

5.80%
5.95%
6.00%
6.25%
6.55%
6.90%

Used Motorcycles (*) 
(Over 1200 CCs)
Year models '00 to current

 
 

24 mo.
36 mo.
48 mo.
60 mo.
66 mo.

 As low as:  

6.80%
6.95%
7.00%
7.25%
7.55%

New Recreational Vehicles (Motor Homes- Never Titled): (*)
Includes: travel trailers, 5th wheels, and motor homes,       

 

 

24 mo.
36 mo.
48 mo.
60 mo.
72 mo.
84 mo.
96 mo.
108 mo.
120 mo.

 As low as:  

5.80%
5.95%
6.00%
6.25%
6.90%
7.15%
7.40%
7.65%
7.90%

Used Recreational Vehicles (*)                   Year models '00 to current.     

 

 

24 mo.
36 mo.
48 mo.
60 mo.
72 mo.
84 mo.
96 mo.

 As low as:  

6.80%
6.95%
7.00%
7.25%
7.90%
8.15%
8.40%

New Boat (*)

24 mo.
36 mo.
48 mo.
60 mo.
72 mo.
84 mo.
96 mo.
108 mo.
120 mo.

As low as:

5.80%
5.95%
6.00%
6.25%
6.90%
7.15%
7.40%
7.65%
7.90%

Used Boats (*)
Year models '00 to current.

 

 

24 mo.
36 mo.
48 mo.
60 mo.
72 mo.
84 mo.

 As low as:  

6.80%
6.95%
7.00%
7.25%
7.90%
8.15%

Other Secured (Used) (*)

 

 

Other Secured (New) (*)

 

 

(*) Motorcycles under 1200 CC's; personal watercraft, ATV's, campers; also motorcycles, boats, and RV's older than model year listed.--       

 

24 mo.
36 mo.
48 mo.

 

24 mo.
36 mo.
48 mo.

 As low as:  

8.30%
8.45%
8.50%

 As low as:  

7.30%
7.45%
7.50%

Mortgage Loans

Residential
80% LTV Max










 

Unimproved Property

80% LTV Max






Home Equity Loan   $250,000 Max

100% LTV Max
First or Second





Unimproved Property (Fixed Rate - 80% of appraised value or purchase price, whichever is lower) **All rates based on certain credit-worthiness criteria.  Ask the Credit Union for the rate you qualify for.**

 



 
5 yrs.
7 yrs.
10 yrs.
                15 yrs.                 5yr Re-Price**

**Rate is Fixed for 5 yrs; amortization can be as long
as 30 yrs.


5 yrs.
7 yrs.
10 yrs.
15 yrs.




5 yrs.
7 yrs.
                10 yrs.                 15 yrs.


As low as:

 
5.00%
5.30%
5.50%
5.75%
 5.45%




 
As low as:
5.00%
5.30%
5.50%
6.00%


As low as:
 
5.00%
5.30%
5.50%
6.00%

 

Note # 1: The terms of this type of loan should not exceed five years (60 months) with the interest rate being a variable rate based on the rate being paid by DCCU, plus 2.0%.                        

Note #2: The interest rate for this type of loan is the rate being paid by DCCU, plus 2.0%.                

 


                                                              NCUA Insured

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